Shared Cost Additional Voluntary Contributions (AVCs) are a cost-efficient way for LGPS members to increase their retirement benefits. The scheme enables you to save money alongside your pension pot, which could help you retire early.

The main benefit of Shared Cost AVCs is that members will save Income Tax and National Insurance contributions on their Shared Cost AVC payments, meaning a £100 contribution will only cost a basic rate taxpayer £68.12.

Our partners AVC Wise are on hand to support your financial future in the best way possible. Join a webinar, watch videos, use the retirement calculator, access the FAQs and make your application by registering on our Shared Cost AVC platform at

Please note this scheme is not open to Teachers or Elected Members due to Pension Scheme regulations.

Please note, the value of an investment can go down as well as up.

Webinar recordings

As some of you will be aware, we recently ran webinar sessions in partnership with AVC Wise for all our Local Government Pension Scheme (LGPS) members.

These webinars gave employees the opportunity to find out more about our valuable Shared Cost Additional Voluntary Contribution (Shared Cost AVC) employee benefit.

Shared Cost AVCs are a cost-efficient way to top up your pension pot and could help you retire early or with more money*, which you can now learn more about by watching the following videos:

If you're interested in attending a live webinar, please sign in or register at and keep an eye on the events page for any upcoming sessions.

Have a question? Contact AVC Wise using the details below or visit and use the live chat service:

*The value of an investment can go down as well as up