Employee benefits

Salary Finance

We know life doesn’t always go to plan – and neither do money challenges. That’s why Salary Finance is available to Falkirk Council colleagues, all year round. 

There for you when you need it, Salary Finance offer employee benefits designed to help you take control and reduce money worries.  

Your Salary Finance benefits

Borrow - Affordable loans repaid through salary

  • A lower rate loan could help you save money by paying off more expensive debt or allow you to pay less interest if you need to borrow money. Representative Rate 13.9% APR (fixed).
  • Loans are repaid straight from your salary and for loans under £5,000, Salary Finance offers a price promise - if you get a better rate, they'll match it.

Save - Easily from your pay

  • Build your savings the easy way with contributions taken straight from your pay. It's a simple, automated way to set money aside without thinking about it.
  • Whether you’re saving for a goal, or building an emergency fund for unexpected costs - it’s a small step that can make a big difference.

Help to Save - Earn bonuses on savings

  • Help to Save is a government-backed savings scheme that rewards you for putting money away. It is available to anyone receiving Universal Credit.
  • The scheme provides the option to earn bonus payments on top of what you save. You can save up to £50 a month and receive 50p for every £1 you save over 4 years - that’s up to £1,200 in bonus savings.

Learn - Your personal money toolkit

  • The Learn platform is a free online hub with tools and tips to help you manage your money.
  • From resources on boosting your credit score, guidance on building an emergency fund, to access to the Better Off calculator to help you identify if you’re entitled to government support - it’s all in one place.

 Explore your options all year round on the Salary Finance Hub.

To find out more, visit: falkirk.salaryfinance.com.

Important

This is an option, not a recommendation. Your employer does not benefit from offering this service and all your communications will be with Salary Finance. Loan applications will be assessed to ensure the loan is appropriate and affordable for you. “Learn” content is for guidance and educational purposes only and is generic in nature. Salary Finance does not offer regulated financial advice. Please seek independent financial advice.